In December 2017, we introduced our second innovation around payments with M-PESA Scan-To-Pay. Scan-To-Pay allows a customer to pay in two steps; scan a QR code and then key in their PIN.

Recently we signed up new partnerships with Paypal and Google Play Store, opening up the global marketplace to both local and international buyers and sellers.

As we set sights on new horizons, we have continued our efforts to diversify the business to support revenue generated by voice and SMS.

We are well positioned to sustain growth and actively manage profitability with new disruptive initiatives and offerings in M-PESA, E-Commerce and Home and Enterprise solutions including use of Internet of Things.